Negative equity is simple. So why don’t our policymakers understand it?
Negative equity can sound complicated, but the concept itself is fairly simple: it occurs when you owe more on your home loan than your property is currently worth. Importantly, that…
Falling prices, tighter supply: the two stories the market keeps missing
National housing prices are down 1.6% from their March peak. Read on its own, that sounds like a market moving firmly backwards. But at the same time, the cost of…
How to choose a mortgage broker in Adelaide
Buying a home, investing in property or refinancing an existing loan are some of the biggest financial decisions many Australians will make. Choosing the right mortgage broker can have a significant influence on your experience and, in…
Buying your first home in Adelaide? Suburbs to consider before you apply for a home loan
Buying your first home is an exciting milestone, but choosing where to buy can feel overwhelming. Adelaide offers a wide range of suburbs with different lifestyles, property types and price points, making it important…
Offset Account vs Redraw Facility: The misconception that could cost you thousands
Most first home buyers assume that once you have a home loan, it does not really matter whether you choose an offset account or a redraw facility because they are effectively the same. On the…
Adelaide is no longer the quiet achiever — it is forcing the east coast to rethink the market
Adelaide is no longer just the steady market. It is outperforming Sydney and Melbourne, reshaping affordability and forcing buyers and investors to rethink where real value sits.
Technical recession or real downturn? What property buyers should understand before deciding to buy or wait
Recession is one of those words that can change buyer behaviour almost instantly. People hear it and spending slows, confidence dips and property decisions that felt manageable a month earlier suddenly…
SA Labor’s housing promises – a dream for Adelaide home buyers?
The re-election of Peter Malinauskas’ Labor government following the 2026 State Election brings a familiar yet sharpened policy focus: housing affordability. For many households across Adelaide, the issue is no longer abstract. It…
Higher repayments are pushing borrowers to consider interest-only again
Interest-only repayments are back in the conversation — but they’re not a free lunch The Reserve Bank’s decision on 17 March 2026 to lift the cash rate by 25 basis points to…
UFinancial Group recognised as the 10th top brokerage in Australia
At Rise High, Part of the UFinancial Group, our mission has always been simple: to help everyday Australians turn their financial dreams into reality. That mission has guided every conversation we have with our…