Mortgage Capacity Advice

Offset Account vs Redraw Facility: The misconception that could cost you thousands

Most first home buyers assume that once you have a home loan, it does not really matter whether you choose an offset account or a redraw facility because they are effectively the same. On the…

11 May 2026

Adelaide is no longer the quiet achiever — it is forcing the east coast to rethink the market

Adelaide is no longer just the steady market. It is outperforming Sydney and Melbourne, reshaping affordability and forcing buyers and investors to rethink where real value sits.

13 April 2026

Recession fears are back: should you buy property now or wait?

Technical recession or real downturn? What property buyers should understand before deciding to buy or wait

Recession is one of those words that can change buyer behaviour almost instantly. People hear it and spending slows, confidence dips and property decisions that felt manageable a month earlier suddenly…

13 April 2026