Loans that can make a difference!
Access finance from a lender whose values are very much aligned with yours
At Rise High, we understand that where you put your money matters and are here to protect the values you uphold, making sure your loan comes from an institution that is committed to supporting social and environmental welfare, investing and lending responsibly, and staying away from polluting or unethical industries.
Are you passionate about climate change, the environment, and ethical practices?
At Rise High we understand the life-changing power our decisions have when it comes to making a positive difference, and as your trusted mortgage broker, are here to guide and educate you so you can make decisions that can bring you closer to your dreams and goals whilst creating a positive impact on society at large.
In doing so, we are happy to help upkeep the bounds of your own ethics and values, while empowering you to live the life you dream of.
We are here to help you find the right loan that provides a balance of features and flexibility, whilst being as cost-effective as possible.
Discover Ethical Lending
What is it, how does it make a difference and what makes a lender an Ethical lender?
Is ethical lending for me?
Understand the different kinds of products ethical banks and lenders offer, and how these can support you on your journey
Let our team of experts help
Find out what we can do to protect your best interests and uphold your values as our valued client
We are here to help you find the right loan that provides a balance of features and flexibility, whilst creating a positive impact and being as cost-effective as possible. We also suggest that you have a look at some of our Frequently Asked Questions
Learn more about Ethical lending
What is it, how does it make a difference and who is considered an Ethical Lender?
What is ethical lending?
Ethical lending refers to borrowing from an institution or bank whose practices are aligned with your best interests and the highest good.
As a borrower and conscious consumer, you might want to ensure your lender actively supports initiatives that are socially conscious and environmentally friendly, staying away from industries that cause harm to the people and planet.
Ethical lending really translates into making your money go a long way.
Beyond the practical purposes of your loan, choosing to get the finance you need from an ethical lender means giving back, and remaining confident the institution you have chosen will use it as an investment to create a better tomorrow.
Who is considered an ethical lender?
Although specific criteria that qualify a lender as ethical are scarce, financial institutions that are considered ethical lenders often conduct carbon-neutral operations, maintain harmony amongst customer and shareholder interests and commit to adopting responsible practices.
You can learn more about the different criteria that make banks and lenders ethical, here.
How does getting an ethical loan make a difference?
Getting an ethical loan means your money will go to an institution that actively seeks to do the right thing.
Whether this be by choosing not to lend money to industries and borrowers seeking to fund projects that affect our planet and people negatively (such as mining, gambling, live animal export, tobacco and weapon manufacturing), or actually committing to and investing in practices that improve welfare such as good corporate governance, carbon offsetting, affordable housing, clean energy, and not-for-profits, in choosing to get an ethical loan you are making sure your money goes a long way, planting a seed for a better tomorrow.
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Ethical Lending
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Ethical Lenders
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Making a difference
What is ethical lending?
Ethical lending refers to borrowing from an institution or bank whose practices are aligned with your best interests and the highest good.
As a borrower and conscious consumer, you might want to ensure your lender actively supports initiatives that are socially conscious and environmentally friendly, staying away from industries that cause harm to the people and planet.
Ethical lending really translates into making your money go a long way.
Beyond the practical purposes of your loan, choosing to get the finance you need from an ethical lender means giving back, and remaining confident the institution you have chosen will use it as an investment to create a better tomorrow.
Who is considered an ethical lender?
Although specific criteria that qualify a lender as ethical are scarce, financial institutions that are considered ethical lenders often conduct carbon-neutral operations, maintain harmony amongst customer and shareholder interests and commit to adopting responsible practices.
You can learn more about the different criteria that make banks and lenders ethical, here.
How does getting an ethical loan make a difference?
Getting an ethical loan means your money will go to an institution that actively seeks to do the right thing.
Whether this be by choosing not to lend money to industries and borrowers seeking to fund projects that affect our planet and people negatively (such as mining, gambling, live animal export, tobacco and weapon manufacturing), or actually committing to and investing in practices that improve welfare such as good corporate governance, carbon offsetting, affordable housing, clean energy, and not-for-profits, in choosing to get an ethical loan you are making sure your money goes a long way, planting a seed for a better tomorrow.
Ethical Lending made simple
To help you make your decision on which loan and lender is right for you we will present you with a detailed loan comparison table that compares the top lender options best suited specifically to your needs.
When we meet with you, we will go through your personalised loan comparison report in detail and answer any questions you may have so that you can feel excited and confident with your decision.
Because we would have already undertaken extensive analysis work prior to providing you with advice, you can be confident that the lender options we present to you are all viable options resulting in a positive outcome, allowing you to achieve your goals and dreams.
Is ethical lending for me?
The products offered by ethical banks can be just as diverse as your needs!
Your dedicated Rise High broker can support you in finding the right product to achieve your dreams and goals, and understand the positive ripple effect of your contributions.
Some of the options available to you include:
- Green car loans
- Green term deposits
- Green home loans for energy-efficient properties
- Credit cards with a limited period of interest-free days
- Reduced rate personal loans to fund sustainable and conscious initiatives
Is there a trade-off when choosing an ethical loan?
Often, clients are misled to believe that choosing an ethical initiative comes at a premium cost that might impact their borrowing capacity, ultimately affecting what they can achieve with their money.
Fortunately, what we actually tend to see from our very own panel of over 70 lenders, is ethically responsible borrowing does not have to come at your expense!
Our ethical lenders often provide great benefits, staying at the top 10 when it comes to providing our clients with access to the lowest fees and most competitive interest rates.
Ready to find out more?
Doing the right thing does not have to come at your expense.
Our award-winning brokers are always here to support you in achieving your financial goals, whilst assessing the lender that aligns with your very own values.
With access to various ethical lenders, a fee-free service, complimentary loan reviews that save you money, and regular updates and communications, you can always trust us to have your back!
What are you waiting for?
Frequently Asked Questions:
Still looking for an answer? Here are some common questions you might want to explore: