Rise High Financial Solutions

header logo of Rise High - Award-winning mortgage Brokerage Adelaide

(08) 7131 1149

Home Loan Refinance

Save money, boost your cashflow and achieve your financial goals sooner!

Unlike us, most lenders do not reward customer loyalty.

The longer you have been with the same lender, the more loyalty tax you are likely to be paying on your home loan, so if you haven’t actively reviewed your mortgage for over a year, you could be paying too much!

Refinancing can help you ensure your home loan remains the right choice to support you. Find our how much you could be saving with our fee-free service!

Debt-free clients celebrating
mortgage broker presenting loan options to client

Refinancing your home loan

For most people, the repayments of their home loan or investment property loan are their single biggest expense. 

As your trusted mortgage brokers, our goal is to enable you to reach your financial dreams and goals sooner!  

We love supporting our clients by finding solutions that are better suited to their unique circumstances, and offer proactive fee-free reviews periodically to ensure your mortgage remains competitive long-term.

In undertaking these reviews, our team will seek to negotiate better rates with your existing lender and will then compare your current lender’s best offer to other opportunities in the market, determining the best mortgage refinancing option to help you make the most out of your hard-earned cash! 

With our fee-free services you have nothing to lose and could gain lots.

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Refinancing your home loan can help you take control of your finances. Let us find the right mortgage refinance solution to suit your needs.

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Refinance your home loan

Review the current interest rate of your home loan, identify new opportunities and make the right choice to reach your goals

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Explore your options

Consider rolling multiple existing loans into one and save money with debt consolidation, or discover different alternatives available to you

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Your Mortgage Refinance

Refinancing your home loan is easy with the support of your dedicated Rise High Mortgage broker.

As we support you in refinancing your home loan, our team will start by understanding your personal goals and priorities (both short and long-term) to provide the right tailored solutions and expert advice.

We will then review all lenders on our extensive panel (featuring 70+ lenders!), look at their credit policies, application criteria, fees and charges (including any potential refinance costs) and spend time negotiating with them on your behalf to secure the best outcomes for your mortgage refinance.

To help you make a decision on which loan opportunity and lender are right for you, we will then present you with a detailed comparison table highlighting the best-suited options for your specific needs.

Our team will be there to answer any questions you may have, helping you feel confident and excited about your decision.

Thanks to the extensive analysis work we would have conducted before providing you with any advice, you can remain confident the options we present are all viable for you and would result in positive outcomes, allowing you to achieve your financial dreams and goals!

Debt-free clients on a holiday
Hand reaching out to the light, achieving financial dreams and goals

Your mortgage refinance options with Rise High

At the very beginning of the process, our team at Rise High will send you a list of documents for you to upload into your personal Rise High portal.

These documents will give us an understanding of your current financial position and will enable us to explore your refinancing home loan options with accuracy, uncovering potential savings.

Our team of award-winning brokers can also explore if there is any additional equity in your property that could be accessed as part of your mortgage refinance, to put towards a renovation, investment property purchase, family holiday or anything else you dream of!

Ultimately, we will develop a clear plan and strategy to support your current lifestyle and enable you to achieve your future goals. We will project manage all parties involved to ensure that the mortgage refinance process is as easy and stress-free for you as possible!

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Mortgage refinance alternatives

If your mortgage is over two years old, there is a good chance that it can be reviewed to make the most out of your hard-earned money. Whether it be because your financial situation has changed, better loan products are available in the market, or additional debts have started taking a toll on you, our team is here to help!

Long-term Rise High clients James and Delia
James & Delia
Clients since May 2012

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Our clients love us
as much as we love them

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Rise High client Nick

"They're all magicians!"

I think this is my 13th loan arranged through Rise High (it could be more). The team has always put my goals first and explored every lender policy to ensure that I'm not just able to achieve my objectives, but to get a great deal more than I ever thought possible. No wonder Rise High takes out just about every top award, every year. They're all magicians! There is simply no more nightmare of uncertainty, and their ethics is unparalleled. From 26 year of personal history in the property market, I couldn't offer any broker a higher commendation!

Nick Hart

Client since 2012

Rise High client Claudine

"These guys are faultless!"

These guys are life changers - honest, warm and they get results! Thankyou James & Team for making this a perfect experience for us - we can't recommend you highly enough!

Claudine Innes

Client since 2019

Rise High client Ceci

"Highly recommended!!"

RHFS helped us when we decided to buy our first house, and recently with refinancing our home loan. Thuy and Isabella did an amazing work and just leaving us to make the decision with a lot of useful information. Thanks for everything you have done for us, Thuy and Isabella and, of course, Rise High Financial Solutions.

Ceci Mantilla

Client since 2019

Rise High Client Ly

"Always on the ball"

We are long-term clients of Rise High and would highly recommend them. Over the years, James and his team have always been helpful and efficient. Karyn has helped us with our most recent loan and she has been fantastic. The team has always been able to work to our needs and timelines, they’re always willing to help, always on the ball and have a great can-do attitude.

Ly Nguyen

Client since 2018

Rise High client Phoebe

"Very Pleased!"

A HUGE thank you to Nhi & Bryan on the Rise High Financial Team, for their fantastic work. My husband and I have been engaging Thuy and her wonderful team since purchasing our first home back in (2011). Nhi & Bryan, we cannot thank you enough for all your staunch effort, fantastic communication and positive customer service in helping us secure our first investment property. Very Pleased! Thank you.

Phoebe Kavanagh

Client since 2013

Rise High client Daniel

"Expertise and professionalism"

Our experience with Rise High was amazing. The process ended up being so much simpler than we had thought thanks to their hard work. The expertise and professionalism they showed meant that it was one less thing for us to worry about. We were kept updated all the way and we're so happy to now be in our new home. We would highly recommend Rise High for anyone looking for these services.

Daniel Goldsworthy

Client since 2021

Rise High client Rachel

"have your interests at heart"

James and the team at Rise High were amazing. This was my first time getting a home loan, whereas for my partner has gone through the process with Rise High several times. I must admit I was a little nervous and heard of many bad experiences with other companies but this was certainly not the case. It was so easy, the team led us through the documents they needed and answered all my questions quickly, the whole process was absolutely seamless. James provided us with the best options so quickly and within 10 days we had approval. Pretty unheard of in this market at the moment, just goes to show with the right team anything is achievable. I would highly recommend Rise High to anyone who is looking for a mortgage broker who is trustworthy, reliable and who have your interests at heart.

Rachel Kim

Client since 2022

Rise High client David

"got me the best loan I am eligible for"

I had a great experience with Rise High Morgage Brokers. They saved me a lot on my loan and I am confident they got me the best loan I am eligible for. They communicated with me every step of the way and made the process really easy. Thank you

David Gill

Client since 2021

Rise High client Georgie

"No question is too complex"

The Rise High team are absolutely on point with everything. Their communication is 11/10. I've refinanced with them twice now and on to my 3rd loan. Each time I have been informed of every step along the way and kept in the loop with everything. No question is too complex. I've referred family and friends to Rise High and will continue to use them in the future!

Georgie Feronas

Client since 2018

Rise High client Rob

"Knocked this one clean out of the park"

I can't rate Rise High Financial Solutions highly enough. When dealing with banks and conveyancers and navigating the sometimes convoluted pathways to property ownership it's important to have expert advice and motivated staff in the form of the team at Rise High 'batting for you'. Thank you so much, you knocked this one clean out of the park. Rob 😊

Rob Allen

Client since 2007

Other Frequently Asked Refinancing Home Loan Questions:

As your trusted Finance and Mortgage Advisors, we are also here to answer any questions you might have regarding the mortgage refinancing process providing specific advice based on your personal circumstances. Some of the most commonly asked questions around refinancing home loans include:

Ready to find out more?

Our award-winning brokers are always here to support you in achieving your financial goals. With a fee-free service, complimentary loan reviews that save you money, and regular updates and communications, you can always be confident to have a lifelong financial partner that will keep your best interests at heart!

What are you waiting for?