Refinancing Home Loan
Save money and achieve your financial goals sooner!
Unlike Rise High Financial Solutions, most lenders do not reward customer loyalty. The longer you have been with the same lender, the more loyalty tax you are likely to be paying.
Our award-winning team is here to help you with your refinancing home loan needs, ensuring your mortgage continues to support you as your financial dreams and goals change.
Debt-free sooner: Your mortgage refinance
For most people, the repayments of a home loan or investment property loan are their single biggest expense. Unless you are actively reviewing your mortgage on a yearly basis, you are highly likely to be paying more than you should.
A mortgage refinance or refinancing home loan can help you find a more competitive rate than your current one, saving you money and giving your cash flow a huge boost. Ultimately enabling you to achieve your financial dreams and goals sooner!
At Rise High, we love supporting our clients by finding solutions that are better suited to their unique circumstances and offer fee-free reviews of your existing loans. You have nothing to lose and could gain lots!
In undertaking this review, our team will seek to negotiate a better rate with your existing lender and will then compare your current lender’s best offer to other opportunities you may have, determining the best refinancing home loan option to support you in achieving your goals and ultimately keeping more of your cash.
A refinancing home loan can help you take control of your finances. Find the right mortgage refinance solution to suit your needs.
Your Refinancing Home Loan
Refinancing your home loan is easy with the support of a dedicated Rise High Mortgage broker. To find the right mortgage refinance option, our team will start by understanding your personal situation, goals and priorities (both short and long-term).
We will then review all lenders on our extensive panel (featuring 70+ lenders), look at their credit policies, application criteria, fees and charges (including any potential refinance costs) and spend time negotiating with them on your behalf to secure the best refinancing outcomes.
To help you make a decision on which refinancing home loan and lender are right for you, we will then present you with a detailed comparison table highlighting the best-suited options for your specific needs. We will be there to answer any questions you may have, helping you feel confident and excited about your decision.
The extensive analysis work we would have conducted before providing you with any advice will enable you to remain confident that the options we present are all viable for you and would result in positive outcomes, ultimately allowing you to achieve your financial dreams and goals!
Refinancing home loan options with Rise High
At the very beginning of the process, our team at Rise High will send you a list of documents for you to upload into your personal Rise High portal.
These documents will give us an understanding of your current financial position and will enable us to explore your refinancing home loan options with accuracy, uncovering potential savings.
Our team of award-winning brokers can also explore if there is any additional equity in your property that could be accessed as part of your mortgage refinance, to put towards a renovation, investment property purchase, family holiday or anything else you dream of!
Ultimately, we will develop a clear plan and strategy to support your current lifestyle and enable you to achieve your future goals. We will project manage all parties involved to ensure that the mortgage refinance process is as easy and stress-free for you as possible!
Mortgage refinance alternatives
If your mortgage is over two years old, there is a good chance that it can be reviewed to make the most out of your hard-earned money. Whether it be because your financial situation has changed, better loan products are available in the market, or additional debts have started taking a toll on you, our team is here to help!
- Access lower interest rates if your existing bank won’t negotiate with you
- Consolidate your debts to streamline your finances and reduce your monthly repayments
- Consider different loan products with extra features to save money on interest over the life of your loan
- Increase your borrowing capacity thanks to different criteria considered by other lenders
- Fix your interest rate to provide peace of mind and security
- Access equity in your property to finance a renovation or purchase an investment property and more…
James & Delia
Clients since May 2012
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Other Frequently Asked Refinancing Home Loan Questions:
As your trusted Finance and Mortgage Advisors, we are also here to answer any questions you might have regarding the mortgage refinancing process providing specific advice based on your personal circumstances. Some of the most commonly asked questions around refinancing home loans include:
Ready to find out more?
Our award-winning brokers are always here to support you in achieving your financial goals. With a fee-free service, complimentary loan reviews that save you money, and regular updates and communications, you can always be confident to have a lifelong financial partner that will keep your best interests at heart!