Buy your first home!
Let us help you bring your home ownership dreams to life
At Rise High, we understand that buying your first home is one of the biggest financial decisions you will make in your life.
It is an exciting time but it can also be a little daunting and overwhelming.
That’s where we come in!
Emily and Rhys
Clients since February 2015
Let us help you bring your home ownership dreams to life!
Understand the process
From understanding how much you can borrow to finding the right property and home loan, this is your step-by-step guide!
Get your questions answered!
Grants, deposits, insurance, stamp duty, and much more! No question is too big or small
Speak to our wonderful team
Our first home buyer specialists are here to help! Request your free consultation today!
For useful tips, tools and info that will help you achieve your home ownership goals sooner click here
We will hold your hand throughout the entire process to ensure your first home purchase is as smooth as possible!
From helping you find the right home loan or construction loan to overseeing and holding your hand throughout the entire process, our mortgage brokers and award-winning team will coordinate all parties involved to ensure you won’t have to worry about a thing!
We do the leg work so you can focus on the fun stuff like choosing the furniture, and of course, moving in.
We will be there to assist you in your negotiations with real estate agents when you find a house you love, introduce you to great experts who can help you with conveyancing and building and pest inspections, and ensure that you are covered against all risks!
Most importantly, we are here to share in your excitement and celebrate the most amazing milestone, your move-in day!
Let us guide you through the Home Buying process!
Start your process today or discover if you are house-shopping ready with our free worksheet!
Discover how much you can borrow to set your price range
Find the right loan for your needs and goals, and get a pre-approval
Find the right property, make an offer and pay your deposit
Get formal approval for your loan and celebrate move in day!
Congratulations! You are now a home owner!
Sit back, relax and rest assured we have your back and will continue to save you as much money as possible through regular loan reviews that last the lifetime of your loan!
Discover how much you can borrow to set your price range
Find the right loan for your needs and goals, and get a pre-approval
Find the right property, make an offer and pay your deposit
Get formal approval for your loan and celebrate move in day!
Congratulations! You are now a home owner!
Sit back, relax and rest assured we have your back and will continue to save you as much money as possible through regular loan reviews that last the lifetime of your loan!
Get your questions answered!
When buying your First Home it is natural to have lots of questions and we are here to remove the complexity and answer all of them, no matter how big or small! At Rise High, we believe there is no such thing as a silly question.
- How much can I borrow?
- How much deposit will I need?
- Should I get a pre-approval?
- Should I keep saving and wait until I have a bigger deposit or should I buy now?
- Should I focus on building my savings deposit or pay down other debt I have first?
- There is debt I would like to pay off first. What are Debt consolidation loans and how can they help me?
- How do I find the right home and where do I start?
- How can I manage my risks when buying my new home?
- How can my family help me get into my own home sooner?
- What age should you buy your first home?
- Can my first home be an investment property?
- What is a guarantor home loan?
- First home vs. forever home
- Can I buy or build my first home with no deposit?
- Can first home buyers buy land?
- Should I buy or build my first home?
- How can I bulletproof my offer to secure the house of my dreams?
- What are some unexpected costs to be prepared for when building a new home?
- If I choose to build a home do I need a construction loan and how is this different from a home loan?
- Am I eligible to receive any assistance from the Government in the form of Government Grants?
- Can government grants be used as a deposit for my first home?
- What is the first home loan deposit scheme and how can it help me?
- If my family would like to help me, how can they do this?
- How do I choose the right loan?
- How do I find the right home and where do I start?
- Which loan features do I need?
- What is the difference between fixed and variable loans?
- What are loan repayments and when do they start?
- What is the difference between Interest Only (IO) and Principle and Interest (P&I) loans?
- How do I know if my interest rate is good or if I am paying too much?
- What is stamp duty and why do I need to pay it?
- What is Lenders Mortgage Insurance and does it protect me or the Lender?
- Are any of the costs tax deductible?
- What are the costs involved in buying a home?
- What should I do when I want to make an offer on a home I really love?
- Can I buy a home that is going to auction?
- What is the difference between an auction and other types of sale?
- What professionals will I need during my first home-buying process?
- What are some unexpected costs to be prepared for when building a new home?
-
Getting started
-
Buying vs Building
-
Grants and Schemes
-
The Right Loan
-
Additional Costs and Tax
-
Ready to Buy?
- How much can I borrow?
- How much deposit will I need?
- Should I get a pre-approval?
- Should I keep saving and wait until I have a bigger deposit or should I buy now?
- Should I focus on building my savings deposit or pay down other debt I have first?
- There is debt I would like to pay off first. What are Debt consolidation loans and how can they help me?
- How do I find the right home and where do I start?
- How can I manage my risks when buying my new home?
- How can my family help me get into my own home sooner?
- What age should you buy your first home?
- Can my first home be an investment property?
- What is a guarantor home loan?
- First home vs. forever home
- Can I buy or build my first home with no deposit?
- Can first home buyers buy land?
- Should I buy or build my first home?
- How can I bulletproof my offer to secure the house of my dreams?
- What are some unexpected costs to be prepared for when building a new home?
- If I choose to build a home do I need a construction loan and how is this different from a home loan?
- Am I eligible to receive any assistance from the Government in the form of Government Grants?
- Can government grants be used as a deposit for my first home?
- What is the first home loan deposit scheme and how can it help me?
- If my family would like to help me, how can they do this?
- How do I choose the right loan?
- How do I find the right home and where do I start?
- Which loan features do I need?
- What is the difference between fixed and variable loans?
- What are loan repayments and when do they start?
- What is the difference between Interest Only (IO) and Principle and Interest (P&I) loans?
- How do I know if my interest rate is good or if I am paying too much?
- What is stamp duty and why do I need to pay it?
- What is Lenders Mortgage Insurance and does it protect me or the Lender?
- Are any of the costs tax deductible?
- What are the costs involved in buying a home?
- What should I do when I want to make an offer on a home I really love?
- Can I buy a home that is going to auction?
- What is the difference between an auction and other types of sale?
- What professionals will I need during my first home-buying process?
- What are some unexpected costs to be prepared for when building a new home?
Join our next
First Home Buyer’s
Seminar!
We are passionate about empowering you
through financial literacy and education
Our Seminars are the perfect opportunity to meet our team, learn firsthand about the Home buying process and get your questions answered by one of our experts!
Ready to get started?
Our award-winning mortgage brokers are always here to look after you and support you in achieving your dreams and goals. With a fee-free service, complimentary loan reviews that save you money, and regular updates and communications, you can trust that we will always put you first and have your back!