The Client

The client was refferred to me by another client of mine. It was mainly to get advice around getting herself home loan ready. The client is single, in her 20s, just started a full-time job, has a little bit of savings behind her. I just wanted to know what she is able to do and what she needed to do to get to that next level. This is because her goal was to buy her first home. We then sat down and looked at her portfolio,savings position and income position.

The Process

I gave her some advice around her financial position. We then looked at some options for her buying an established property versus a house and land package. After that we proceeded to talk aboutthe grants and what she was eligible for. She initially thought she was just coming for a conversation however it turned out with her circumstances, her goal was something she could pursue straight away. She went to buy a block of land and we are going to settle on that on Friday. The next stage is for her to build. In conclusion, she is going to be a first homeowner at the age of 25.

Want to buy your first home sometime soon? Get in touch with us here and we will guide you through a step by step process, guiding you through available grants and offers, unexpected costs (such as Lenders Mortgage Insurance and Stamp Duty), and so much more! Check out our Youtube channel Rise High TV for more tips and hacks to buying your first home.