Buying at Auction: A complete guide to purchasing your dream home!
You might have just found your dream home and discovered it is getting sold via Auction! Read through our blog to discover what you should do to manage your risks, prepare yourself in the lead up to an auction, successfully navigate the bidding process, and follow know what to do if you are successful on the day!
Rate Lock Explained
Are you worried an attractive loan rate you are being offered might change before your loan settles? Opting for a Rate Lock might be the perfect solution to keep your mind at ease! Read through to discover what they are, when to take them, and how we can assist you throughout this process.
Lenders Mortgage Insurance
With so many financing options and costs associated with purchasing a property, knowing which fees are there to protect you can be hard. Join Marissa and Mathew as they discuss Lenders Mortgage Insurance, related tax considerations to keep in mind, and what this fee actually means for your loan.
Stamp Duty Explained
There are many unexpected costs you will need to budget when purchasing a new property or buying a piece of land, Stamp Duty is one of them. Join Marissa and our very own Mathew Denton so you can have a clear idea of when it is payable, how it is calculated and what tax considerations might come into play.
Mortgage Capacity Advice
The Real Estate Podcast talked to Marissa Schulze from Rise High Financial Solutions to look at the capacity and options you have when taking out a mortgage for buying or renovating.
Adelaide Property Market Update 2022
Tune in and read through as Managing Directors Marissa Schulze from Rise High, and Lachlan Turner from Turner Real Estate, go live each quarter on Facebook to discuss the latest trends in Adelaide’s Property Market!
Fixed Rate vs. Variable Rate Loans
What’s the difference between fixed rate and variable rate loans and how do you know which one works better for you? Read through to discover their pros and cons and learn what you can do to leverage the advantages of both!
How does an offset account work? How is it different from a Redraw?
How does an Offset account work? What is the meaning of Redraw? What are the differences between the two and which is better for you? Join our award-winning broker Kristin Tunbridge to find out!
APRA’s Rate Update: 6 Tips to Maintain your Borrowing Capacity
APRA, the regulatory body that supervises the banks of Australia issued a requirement for banks to increase their assessment rates by 0.5%. Borrowing capacity is expected to decrease by 5% because of the recent APRA’s rate update.
Employment Types and How They Affect Your Loan Application
You may be a permanent or casual employee, work multiple jobs or be paid based on commissions and so on. How does your employment type affect your loan application with the banks?