Get the funding you need...
...to grow your business, manage your cash flow or buy commercial assets!
As a family-run business ourselves, we understand firsthand the challenges you might face as a business owner and are here to empower and support you on your journey, so you can say yes to the opportunities that come your way!
We understand the importance of having access to the right finance options as you take care of the growth and operations of your business.
With access to over 70 lenders and thousands of lending products, our award-winning brokers are here to provide you with choice, finding the right business loan to make your goals and dreams come true.
In finding the right loan that provides a balance of features and flexibility, whilst being as cost-effective as possible, we will do the leg work so you can focus on doing what you love the most, running your successful business!
We are here to help you find the right loan that provides a balance of features and flexibility, whilst being as cost-effective as possible.
Understand Business Loans
Understand how business loans work and the benefits they can offer
Explore your options
Discover some of the options available to you as a Rise High client
Apply for the right Business Loan
Identify the requirements and what we can do to help you secure the right finance
We also suggest that you explore our Helpful tools and calculators, and have a look at some of our Frequently Asked Loan Questions
What can Business Loans be used for?
Regardless of the challenges, needs and opportunities, your business is currently facing, we can help you secure the funding you need with access to a range of different business lending products including:
- Bank Overdraft
- Invoice/Debtor Financing Facility
- Trade Finance
- Short-term Business Loan
- Long-term business Loan
- Asset Finance
- Commercial Property Finance
Whilst providing a real estate asset as security is likely to reduce your finance costs, it is not essential for many of these business lending options.
What are the benefits?
Business loans offer a lot of advantages besides access to the cash you need to fund your plans. Some of the benefits you can expect when choosing to get a business loan include:
Quick access and total control of the funds borrowed:
Waiting for profits or investors to fund your projects can often take years! A business loan can provide you with quick access to the capital you need, so you can say YES To the opportunities that come your way today! Allowing you to keep full ownership of your business whilst supporting its growth when you need it the most.
Tax deductions for your business loan
Interest paid on your business loans is tax-deductible making it an effective way to boost your growth.
Not all business loans require Real Estate Security
As mentioned earlier, not all business loans require a real estate asset to be provided as security. Therefore, you can easily get access to the finance you need without requiring any collateral. The risk this imposes on lenders does mean that certain aspects like the term of your loan and the interest rates offered might not be as favourable as the ones offered by other lending options. Your Rise High broker will work with you to assess what the best option for your circumstances is!
-
Quick Access
-
Tax deductions
-
Real Estate Security
Quick access and total control of the funds borrowed:
Waiting for profits or investors to fund your projects can often take years! A business loan can provide you with quick access to the capital you need, so you can say YES To the opportunities that come your way today! Allowing you to keep full ownership of your business whilst supporting its growth when you need it the most.
Tax deductions for your business loan:
Interest paid on your business loans is tax-deductible making it an effective way to boost your growth.
Not all business loans require Real Estate Security:
As mentioned earlier, not all business loans require a real estate asset to be provided as security. Therefore, you can easily get access to the finance you need without requiring any collateral.
The risk this imposes on lenders does mean that certain aspects like the term of your loan and the interest rates offered might not be as favourable as the ones offered by other lending options. Your Rise High broker will work with you to assess what the best option for your circumstances is!
Explore your options!
In assessing the unique needs of your business, our team can guide you through thousands of financing options available. Working with your dedicated Rise High broker, you will be able to discuss your financial dreams and goals and explore a diverse set of products including:
- Overdraft, invoice finance, and business term debt facilities
- Market rate loans
- Bank guarantees and
- lines of credit
Finding the right loan to achieve your goals is only the beginning! At Rise High we can also help you to:
- Get a Commercial Loan secured by your business’s property
- Obtain residential home or investment loan finance as a Self-employed applicant
- Pay off existing debt sooner with the help of refinancing or debt consolidation loans
Apply for a business loan
Our team is here to guide you through the entire process! From assessing your finances to providing advice on the business plan and documentation you’ll present to lenders, you can trust us to always have your back and always put your best interests first.
By helping you set clear goals and understand your borrowing capacity and how to grow your borrowing capacity, we will make sure to find the right option for the unique circumstances of your business.
Our clients love us
as much as we love them
"They're all magicians!"
I think this is my 13th loan arranged through Rise High (it could be more). The team has always put my goals first and explored every lender policy to ensure that I'm not just able to achieve my objectives, but to get a great deal more than I ever thought possible. No wonder Rise High takes out just about every top award, every year. They're all magicians! There is simply no more nightmare of uncertainty, and their ethics is unparalleled. From 26 year of personal history in the property market, I couldn't offer any broker a higher commendation!
Nick Hart
Client since 2012
"These guys are faultless!"
These guys are life changers - honest, warm and they get results! Thankyou James & Team for making this a perfect experience for us - we can't recommend you highly enough!
Claudine Innes
Client since 2019
"Highly recommended!!"
RHFS helped us when we decided to buy our first house, and recently with refinancing our home loan. Thuy and Isabella did an amazing work and just leaving us to make the decision with a lot of useful information. Thanks for everything you have done for us, Thuy and Isabella and, of course, Rise High Financial Solutions.
Ceci Mantilla
Client since 2019
"Always on the ball"
We are long-term clients of Rise High and would highly recommend them. Over the years, James and his team have always been helpful and efficient. Karyn has helped us with our most recent loan and she has been fantastic. The team has always been able to work to our needs and timelines, they’re always willing to help, always on the ball and have a great can-do attitude.
Ly Nguyen
Client since 2018
"Very Pleased!"
A HUGE thank you to Nhi & Bryan on the Rise High Financial Team, for their fantastic work. My husband and I have been engaging Thuy and her wonderful team since purchasing our first home back in (2011). Nhi & Bryan, we cannot thank you enough for all your staunch effort, fantastic communication and positive customer service in helping us secure our first investment property. Very Pleased! Thank you.
Phoebe Kavanagh
Client since 2013
"Expertise and professionalism"
Our experience with Rise High was amazing. The process ended up being so much simpler than we had thought thanks to their hard work. The expertise and professionalism they showed meant that it was one less thing for us to worry about. We were kept updated all the way and we're so happy to now be in our new home. We would highly recommend Rise High for anyone looking for these services.
Daniel Goldsworthy
Client since 2021
"have your interests at heart"
James and the team at Rise High were amazing. This was my first time getting a home loan, whereas for my partner has gone through the process with Rise High several times. I must admit I was a little nervous and heard of many bad experiences with other companies but this was certainly not the case. It was so easy, the team led us through the documents they needed and answered all my questions quickly, the whole process was absolutely seamless. James provided us with the best options so quickly and within 10 days we had approval. Pretty unheard of in this market at the moment, just goes to show with the right team anything is achievable. I would highly recommend Rise High to anyone who is looking for a mortgage broker who is trustworthy, reliable and who have your interests at heart.
Rachel Kim
Client since 2022
"got me the best loan I am eligible for"
I had a great experience with Rise High Morgage Brokers. They saved me a lot on my loan and I am confident they got me the best loan I am eligible for. They communicated with me every step of the way and made the process really easy. Thank you
David Gill
Client since 2021
"No question is too complex"
The Rise High team are absolutely on point with everything. Their communication is 11/10. I've refinanced with them twice now and on to my 3rd loan. Each time I have been informed of every step along the way and kept in the loop with everything. No question is too complex. I've referred family and friends to Rise High and will continue to use them in the future!
Georgie Feronas
Client since 2018
"Knocked this one clean out of the park"
I can't rate Rise High Financial Solutions highly enough. When dealing with banks and conveyancers and navigating the sometimes convoluted pathways to property ownership it's important to have expert advice and motivated staff in the form of the team at Rise High 'batting for you'. Thank you so much, you knocked this one clean out of the park. Rob 😊
Rob Allen
Client since 2007
Explore some of our Tools and Calculators
Loan Comparisson Calculator
Loan Repayment Calculator
Ready to find out more?
Our award-winning brokers are always here to support you in achieving your financial goals. With a fee-free service, complimentary loan reviews that save you money, and regular updates and communications, you can always be confident to have a lifelong financial partner that will keep your best interests at heart!
What are you waiting for?
Other Frequently Asked Questions:
Still looking for an answer? Here are some common questions you might want to explore when looking for the right business loan:
- Business loans without personal guarantee
- Business loans without guarantor
- Business loans vs personal loans
- Business loans or grants?